We have yet another study indication that people are going to have a very tough time using the Affordable Care Act health exchanges effectively. New research from the Urban Institute found that a large percentage of uninsured adults under 65 and making less than 400 percent of the federal poverty line acknowledge they are not very good at math.
|By: Jon Walker Friday July 6, 2012 8:19 am|
The Supreme Court ruled that states can’t before forced to expand Medicaid with the threat of losing their current Medicaid money. This makes it easy for states to choose to opt in or opt out of the Medicaid expansion provision in the Affordable Care Act, which would expand coverage to everyone up to 138 percent of the poverty line. While people above 100 percent of the poverty line would still be eligible for exchange subsidies, those below it could be left in an insurance no man’s land.
|By: Jon Walker Wednesday March 28, 2012 12:40 pm|
The individual mandate will actually have almost no impact on what a majority of people using the new exchanges would pay for health insurance. That’s because for most people using the new exchanges, their cost of insurance will be determined by the affordable tax credits. According to the CBO’s projections, roughly 60 percent of people getting insurance in the non-group market will qualify for affordability tax credits.