Grading Exchange Premiums on a Curve

By: Thursday April 17, 2014 8:40 am

If you compare it to Democrats’ bold promises of big individual savings when they pushed through the law this is a very disappointing number. A 7 percent increase is well above the rate of inflation or the growth rate of the economy. That is as bad as the situation was before the law was enacted.


Premiums on the Exchanges Are Slightly Lower Than CBO Expected

By: Thursday July 18, 2013 10:50 am

Average premiums on the health insurance exchanges are coming in slightly lower than what the Congressional Budget Office predicted back in 2012. A new report for HHS compares these predictions from over a year ago to the premiums now being submitted by insurance companies in several states.

The Policy Implications if Only the Mandate Is Struck Down

By: Thursday June 21, 2012 7:30 am

In the very near future the Supreme Court will rule on the constitutionality of the Affordable Care Act. One likely outcome is the court strikes down the individual mandate but leaves the rest of the law intact.

Here is what eliminating just the mandate would actually mean for policy.

“Skin in the Game” Fails As a Health Care Cost Control Idea

By: Tuesday September 27, 2011 4:00 pm

Health insurance premiums for a typical employer-provided family policy grew by an incredible 9 percent this year according to a new Kaiser Family Foundation study. Not only have premiums increased for employers, but the employee cost sharing has gone up as well. But forcing employees to have more skin in the game doesn’t seem to be driving down health care costs.

Health Insurance Industry Loves That You Can’t Afford to Use Your Coverage

By: Monday May 16, 2011 4:15 pm

The for-profit insurance companies have unnecessarily raised premiums and deductibles so much that regular people are unable to afford actually using the coverage they have. And, at the same time, the insurance companies have the chutzpah to use the fact that people can’t afford to use their insurance to justify even bigger premium hikes.

Paper Sheds New Light on Affordable (Unless You Are Actually Sick and Need) Care Act

By: Friday May 6, 2011 2:05 pm

The real concern should be to make sure Americans don’t need to worry about whether or not they can afford to get sick; in that department, even its supporters admit the Affordable Care Act is lacking. We are going to make people buy insurance they can’t afford to use.

Discounts at, the Newest Benefit for FDL Members – Join Today!

By: Monday April 11, 2011 11:51 am

This week, we are happy to inform our members that we have joined up with Eco-Bags Products, Inc., a company that sells eco-friendly bags and accessories. In addition to great selection of “green” carry-alls and shopping bags, they also offer wine accessories, water bottles, carrying devices, and travel bags. They are longtime members of Green America and a WBENC (certified woman owned business); they “exist to provide products, information and inspiration that help people reduce, re-use and recycle.”

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