Four banks were closed by the FDIC yesterday, bringing the 2010 total up to 90 — a number we didn’t reach last year until after Labor Day. The Fed, meanwhile, seems comfortable with high unemployment and apparently thinks the banks are doing just fine. But one potential financial reform proposal — the Kanjorski Amendment — still remains in play, which would take power away from the Fed and put it in the hands of a systemic risk council, which would be expected to either break up or strongly regulate institutions that pose a systemic risk.

Meanwhile, the FDIC is hiring a new Senior Congressional Relations Manager. Sounds like he or she will have some serious business on their desk on the day he or she walks in the door.