Banksters have figured out that they can stall real solutions to the housing/foreclosure mess and eventually the congress will give them some kind of back door bailout. They are probably right.

The Fed can’t help you. The Obama Administration doesn’t even feel your pain. The Congress hates you. But, it’s your fault if you can’t get to the sunny side of the street to join their only real constituents.

Fresh off Obama imploring the country to “win the [vaguely defined, and definitely not defined as preventing climate change] future,” Calculated Risk has a new chart, showing the decline in unemployment by state. It’s useful to show not just which states are unemployment clusterfucks (Michigan remains near the top, though CA and FL passed it in overall unemployment last month), but also where it’s getting better.

The housing crisis isn’t going away. The economy is.

You may remember how, in 2008, Michigan’s Republicans planned to conduct voter caging at the polls based on foreclosure lists (Democrats went to court to stop this).

It appears the Republicans–this time in Kansas–are trying similar cynical efforts to capitalize on the housing crisis with robocalls telling voters they must own a home to vote.

Talk about burying the lede. The NYTimes has run a story which purports to be about the plans by the Treasury Department to pressure banks to do more to renegotiate delinquent mortgages. It has all sorts of blather from Treasury about using “embarrassment” as tool to get bank to do what they were given $75 Billion dollars to do under the federal Making Home Affordable Program.

The real story though, does not come out until the very bottom of the article. The real story is the continuing fraud being perpetrated on both the Government and consumers by the banks and other “mortgage servicers.” Predatory lending has an ugly tail end.

Some lawyers who defend homeowners against foreclosure assert that mortgage companies are merely stalling, using trial loan modifications as an opportunity to extract a few more dollars from borrowers who would otherwise make no payments.