Rep. Melissa Bean (D-Ill.) is possibly getting tapped as the first Consumer Financial Protection Bureau head. The fact that her name would be floated at all as the head of an agency to oversee the banks is an indication that there’s some sort of death wish on the part of Democrats for the 2012 election, and that Elizabeth Warren’s appointment was indeed a “cynical” bait-and-switch move meant to gin up enthusiasm among liberals before the election.