There is No Preparing for Health Care Calvinball

By: Thursday December 11, 2014 1:00 pm

If the Supreme Court rules against Healthcare.gov providing tax credits they will be playing Calvinball. They will be acting as an unelected and unaccountable third legislature branch and not as a Constitutional court. There is no preparing for Calvinball.

 

The Bad Design of Health Care Exchanges Will Cost People Billions

By: Friday December 5, 2014 1:00 pm

If you got insurance on an Affordable Care Act exchange last year, not going through the process again every year can be very costly to you. According to a new report from HHS, “ More than 7 in 10 current Marketplace enrollees can find a lower premium plan in the same metal level—before tax credits—by returning to [...]

The Perverse Way More Exchange Competition Could Leave Some People Worse Off

By: Monday November 24, 2014 10:14 am

The goal of the Affordable Care Act exchanges was to encourage competition among private insurers, but ironically attracting more competition could leave many people the exchanges were designed to help the worst off. To understand why you need to know a few things about the structure of the law, the complexity of selecting a policy, and human nature.

The Math Skills Lacking Among the Uninsured

By: Wednesday October 29, 2014 3:20 pm

We have yet another study indication that people are going to have a very tough time using the Affordable Care Act health exchanges effectively. New research from the Urban Institute found that a large percentage of uninsured adults under 65 and making less than 400 percent of the federal poverty line acknowledge they are not very good at math.

Majority Who Tried the Exchanges Didn’t Find It Easy or Affordable

By: Friday September 19, 2014 11:17 am

The bizarre decision by Democrats to make keeping the official CBO price tag under $1 trillion their top priority, which led them to reduce subsidies and allow higher deductibles, will stop the law from ever living up to its name.

2015 Exchanges: More Insurers, But Will That Make Things Better?

By: Tuesday August 12, 2014 2:35 pm

In the states where we have information so far, the number of insurers offering policies on the new Affordable Care Act exchanges will go up next year according to Advisory.com. A big example is New Hampshire which will go from just one insurer on the exchange this year to possibly five next year.

Automatic Plan Renewal on the Exchanges Could Cause Some New Problems

By: Monday July 28, 2014 10:20 am

The Affordable Care Act exchanges will allow people to automatically renew the policy they selected last year but the complexity of how affordability tax credits are calculated means that could cause new problems for people.

Should the Health Care Exchanges Just Automatically Assign Everyone a Plan?

By: Wednesday July 16, 2014 12:07 pm

The more I read about how regular people interact with the new health insurance exchanges created by the Affordable Care Act, the more convinced I’ve become that most people probably aren’t making the optimal decision.

People Needed a Lot of Help Using the Affordable Care Act Exchanges

By: Tuesday July 15, 2014 5:07 pm

Remember when President Obama repeatedly promised that using the Affordable Care Act exchanges would be as easy as buying stuff on Amazon or Kayak? Well it didn’t quite work out that way.

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