Young People Are Not Really That Important to the ACA

By: Wednesday December 18, 2013 10:20 am

There is this myth that if young people don’t sign up on the Affordable Care Act exchanges the whole program would enter a death spiral. Since the law allows old people to be charged three times more than young people the age of the risk pool is not nearly as important as the relative health.


There Will Be No Insurance Death Spiral

By: Tuesday November 12, 2013 2:10 pm

There is now a lot of talk about a “death spiral” and “unraveling” if the problems with aren’t fixed in time, but there can’t be a death spiral. At worst it will just hit with an anemic thud..

Health Care Reform: Individual Mandate Will Have Little Effect on What People Pay on the Exchange

By: Saturday December 18, 2010 1:00 pm

If you are an individual without employer-provided health insurance that plans to get insurance on the exchange, the existence of the individual mandate (or lack there of) will likely have little or no impact on what you will pay in premiums.

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