“The Pool” Doesn’t Exist, That Is the Real Problem

By: Thursday May 9, 2013 12:35 pm

Solve this problem, get everyone into a single pool. This can be done either directly adopting single-payer or indirectly using all-payer.

Lobbying Power: Another Reason Insurance Exchanges Fail to Control Cost

By: Tuesday April 2, 2013 10:20 am

Private health insurance exchanges, like those created by the Affordable Care Act or in Medicare Advantage, have historically failed to control costs. Part of the reason is the basic economic issue of individuals lacking real market power and actually choosing the “best” insurance option, which is extremely complicated. Another problem is lobbying related. Whenever you needlessly create private middlemen you also create another layer of lobbyists.

The ACA’s Projected 93.1 Percent Insurance Coverage Is Not “Universal Health Care”

By: Monday January 23, 2012 12:40 pm

A common mistake is claiming that the Affordable Care Act will bring “universal health care” to the United States. Ryan Lizza’s makes this claim in his defense of President Obama at the end of his long story in the New Yorker, but insurance is not care, and the ACA’s insurance coverage isn’t universal.

High-Risk-Pool Time Bomb Looms While Baucus Wins Medicare for His Chosen Few

By: Wednesday June 30, 2010 6:01 am

The media are finally waking up to the fact that the temporary high-risk pools created by the new health-care law were completely unfunded. Only $5 billion was set aside for the program, which is probably less than a third of what would be required to keep the program funded until 2014. This should not be news to Congress or people closely following the health-care debate. Back in December 2009, the Center for Medicare and Medicaid Services (CMS) clearly concluded, “By 2011 and 2012 the initial $5 billion in Federal funding for this program [high risk pools] would be exhausted.” A fact FDL chose to highlight.

Ezra Klein, Defender of Free-Market Economagic Health Care Myths

By: Monday December 21, 2009 4:00 pm

Ezra Klein attempts to rebut Jane’s reasons for opposing the bill. Many of his arguments are weak at best.

Senate Health Care Legislation: Making Your Insurance Worse – By Design

By: Wednesday December 16, 2009 7:06 am

The sole defense of this massive corporate giveaway, formally known as the Senate health care reform bill, is that it would still do some “good,” helping millions of the uninsured. Unfortunately, the bill would dramatically worsen the quality of current insurance coverage for tens of millions Americans, thanks to the new excise tax on insurance plans. It is unlikely that any of the remaining “good” in this bill will outweigh the massive amount of harm.

CMS: Insurance Excise Tax Will Hurt Coverage, Provide Little Reduction in Health Expenditures

By: Friday December 11, 2009 5:19 pm

The new excise tax on employer-provided health insurance will result in most people getting worse health insurance from their employer, insurance that covers less. That is just not my conclusion, it is the conclusion of the CMS.

Less Robust Public Option a Double Slap in the Face to Working Class Americans

By: Wednesday October 28, 2009 8:35 am

Nancy Pelosi may not have enough votes for the “robust” public option tied to Medicare rates plus 5%. The Hill has published the official whip count [note: The Hill has now removed this page. Data was copied and posted here] of those House Democrats who oppose the robust public option. As I’ve pointed out countless [...]

Why You Might Never Get Quality Affordable Health Insurance: The Dangerous Lack of Robust Risk Adjustment

By: Thursday October 22, 2009 6:24 pm

It is not just unlikely that current health care reform bills, without a public option, will fail to provide millions of more people with quality affordable private health insurance–I fear such reform will make it impossible to them to get quality affordable health insurance.

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