In the immortal words of the 43rd President of the United States, “fool me once, shame on you. Fool me … you can’t get fooled again.” Tort reform has made fools out of a lot of people for many years. First, it is touted as the answer for doctor’s skyrocketing premiums, then for the exploding cost of health care. Yet time after time, the only group that ever really profits from it is the insurance industry.