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Do Not Resuscitate: Why the Health Insurance Industry is Dying, and How We Must Replace It 

The other day, I was getting my hair cut.   

Over the years, the receptionist and I have become fast friends. We lamented and mocked George Bush, and when Barack Obama won in 2008, I brought her a bottle of champagne.This lovely young woman who has carefully watched over the small establishment for many years, has become one of my barometers into the psyche of a large segment of the population. Politics, the economy, how people are cutting back (no pun intended), is what we discuss. 

This time, I asked her whether she thought President Obama would deliver meaningful healthcare reform? She replied, without missing a beat, "he damn well better!" 

"You insured?" I asked. 

"I could be." She said. 

"Do they offer it here?" As you might imagine,  I pressed for details. 

"Of course they do, but I can’t afford it. I have to choose, insurance or the rent."

Then there is our friend John Aravosis, at America Blog, who writes in chilling detail about his battle with Blue Cross while traveling in France. I would call John’s story a classic, "think you’re insured, think again" insurance scam. John paid and paid and paid, then when it came time for him to use it, well you know how it is–Blue Cross did its delay, deny and deceive routine on him. 

In John’s case, he was on the verge of losing his eyesight, and guess what, Blue Cross couldn’t give a rat’s ass. Today it’s John, tomorrow, I guarantee, as sure as day follows night, it will be you or someone you love. 

These stories are what our national healthcare catastrophe is all about. 

Since health insurance premiums are skyrocketing far in excess of stagnant incomes, Americans at every income level are downgrading their insurance coverage. It’s a true death spiral.  When my own insurance premium went up 19% last year, I too, downgraded.  I increased my co-pays and deductibles, and decreased my reimbursement. And for this I was able to renew for a modest 9% increase. 

Our healthcare system is not simply broken, it is on life support. Which brings us to Dr. John Geyman, the guest at our Book Salon. 

If every American read Dr. John Geyman’s scathing indictment of the U.S. healthcare system,  DO NOT RESUSITATE: Why the Health Insurance Industry is Dying and How We Must Replace It, we would have meaningful reform overnight.  

Dr Geyman argues that our broken, I would add depraved, healthcare system is in urgent need of overhaul. He says incremental reform will not resolve the inequities, access, cost, and quality problems of our unaccountable market-based system. There is plenty of blame to go around for this deplorable state of affairs. Geyman adds that it is long overdue for the private health insurance industry to be called to account for its role in this national catastrophe. 

Dr. Geyman is a Professor Emeritus of Family Medicine at the University of Washington School of Medicine, where he served as Chairman of the Department of family Medicine from 1976 to 1990.