People don’t all learn exactly the same way. Some do better while moving around, some sitting, some reading, some listening, some watching. Having the capability of reaching more students by matching their learning styles could be useful.

Computer-aided education can bring a lot of this kind of thing to students if we enable it.

The credit card bill is part of the larger ‘financial industry regulations’ reform. The Fed walked away from it, so Congress has to do something. There are other regulations bills they need to write too, on banking, non-banking financial institutions, super regulator, mortgage lending and perhaps a few other things.

How many people, including some of our commenters, said that it wasn’t fair to people who were paying their mortgages if other people could reduce their obligations by filing bankruptcy.

Did anyone ever look into the Constitutionality of treating a first home different than other homes and other kinds of debt?

Take control of your local Democratic Party organization. Work from the ground up to reform the Party. Otherwise, the corps will simply shift ALL their bribes to the Dems, and shut us out.
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http://globetrotter.berkeley.e…..-con0.html

bottom line, understanding the issue and it’s importance did not prevent her from voting for it. that story may be of use to your thinking now.

Wild West Capitalism and the Law of Fully Intended Consequences

I’ve long since retired the old hacksaw of invoking the law of unintended consequences to justify diagnoses and treatments that have emerged since the Great Unraveling of mid-2007 became too systemically life threatening to cover up any longer.

At every turn, the interests that made this catastrophe inevitable have pressed for expansive government restitution to themselves for their crimes against others.

These incentives only look perverse from a public policy and societal good perspective. They make perfect sense when the goal is to preserve and enhance private power and financial control in a system that, for the real economy, is collapsing under the weight of financial manipulation, geometric wealth disparity & governmental complicity unknown since the Gilded Age. The much vaunted sanctity of contract has nothing to do with keeping interest rates lower or expanding credit for borrowers. Neither did the bankruptcy code changes in 2005. It’s about expanding and redirecting campaign contribution flows for the greatest effect.

Watching Geithner, Kardashian etal. pushing the stress test fraud on Charlie Rose confirms one thing: the electorate may have thought last November represented a generational choice between substantive change and a continuation the failed policies of the past eight years. Obama’s new adminstration with healthy majorities in both houses of congress was sold as the trifecta key to realigning our priorities and resources.

So far, the inverse movement of the financial markets and real economy indicate otherwise.

As frustrating as this is, it is not a paradox. It’s a scorecard that clearly shows which interests are prevailing in this crisis.

We need concrete steps that alter 1) the outcome goals, 2) the process rules, and 2) the method of keeping score, i.e. we need a game changer.

The nation’s economy can not be fixed without cramdowns. Basically, the Senate went with a handful of corrupt banksters over the dire needs of nearly 10 million American families. There is no framing in the world that could undo such a decision. And let’s be real here. The Senate action reflects the Obama Administration’s own view. So it is even less surprising.

Obama and the Congress, Democrats and Republicans, have chosen the bankers over us. Nothing short of angry mobs beating down their doors are likely to change their minds, and I doubt even these would.

I wrote essentially the same thing in Glenn Smith’s post about healthcare. The needs of Americans are the last thing on the minds of our leaders. Insurance companies, banks, Big Pharma, HMOs, these are the only real constituents our political elites recognize. That is the real lesson progressive and all other ordinary Americans should learn from what Obama and the Congress are doing.

Hugh’s comment is so important that I felt it could use a second.
Here lately, I’ve even been loath to sign petitions, wondering if the gods on Mount Olympus are laughing when they read our puny little wishes and desires. ( if they do)
Now, Salazar has rejected protecting polar bears in the “interests” of the “interests”.
Our government has become a malignant boil on the body of this country, and we’re here drowning in “hope”.
The only way out I see is going to be helping each other and growing what food we can.