Non-Comprehensive Issues Checklist:
Economy - We can fix it if we stop fucking around. Lending fund, cramdowns, vague bank fixes.
Healthcare - We’re working on it, we’re totally going to fix it.
Social Security – We need to fix it… somehow. "Tax-free universal savings accounts"?
Education - GI Bill, but with America Corps. Shame the dropouts!
Environment/Energy – Cap & trade, subsidies for renewables. Clean coal.
Bipartisanship - We all love America.
Civil rights/liberties – Closing Gitmo, speedy trials, no torture.
BushCo. Accountability – Bupkis.
Iraq - We’re getting out.
Iran - Nope.
Afghanistan - We have a plan.
Gaza - Nought.
Manimals - Dammit, I was sure he would cover this.
Mars, Bitches! – Oh well.
Issues list will be tersely updated throughout the address.
10:14 – JINDAL: Just wait ’til I get to ‘pre-existing condition.’ Totally slay ‘em. (Jane)
1012 – Tape rolls live in Louisiana. Bobby Jindal is overheard, off-camera, shouting "HOW THE FUCK AM I SUPPOSED TO REBUT THAT?!" (WT)
10:12 – Gee, look who Lieberman’s getting his PDAs from. Certain rough justice in McCain having a fickle man walk away from him. (Julia)
10:11 – She’s like the Morganna The Kissing Bandit of Congress. (Eli)
10:10 – LOOK OUT! IT’S MICHELE BACHMANN! (WT)
10:10 – PBS says he was interrupted by applause 52 times (Julia)
10:09 – Man, that was one sour, sorry lot when they flashed to the wrinkly old GOP Senators. What a bunch of mopes. (bmaz)
10:08 – Bobby Jindal is scrambling right now – "Is there time to retape my rebuttal?" (WT)
10:08 – Obama thinks they all love this country and want it to succeed. May be so, but awfully hard to believe sometimes… (Eli)
10:07 – "I know we haven’t agreed on every issue thus far." (Eli)
10:07 – I am loving watching that little girl get a hug from the first lady. Good for her. (Julia)
10:06 – Anecdote about a little girl from South Carolina asking for help for her school because it was little more than a shack: Take THAT, Mark Sanford! (PW)
10:05 – I want that dress Michelle is wearing. I understand this isn’t a political statement, but it’s the truth. Now back to our programming. (WT)
10:05 – SC schoolgirl who wrote Congress a letter asking for help, for an education, for a chance to become something. "We are not quitters." (Eli)
10:03 – Republicans think, "What is this . . . ‘altruism’ of which you speak?" (WT)
10:03 – Bonus-sharing Leonard Abess held up as, basically, the opposite of the greedy Wall Street assholes. (Eli)
10:02 – Wow. John McCain has no shame at all. I can’t believe he got up to applaud no torture when he made sure we couldn’t stop the last administration from doing it. (Julia)
10:01 – KERRY: "Windsurfing…what was I thinking…" (Jane)
10:01 – The United States does not torture! We will, however, make the Republicans feel as much psychic pain as possible. (WT)
10:00 – Closing Gitmo, trials for terrorism suspects, now we can really say we don’t torture. (Eli)
9:59 – We will actually PROVIDE veterans with benefits! What a novel idea! (WT)
9:59 – Better pay for troops, better care for vets. Wow, that almost sounds like… support. (Eli)
9:58 – We have a plan for Afghanistan and Pakistan, extremists bad. (Eli)
9:57 – We’re getting the hell out of Iraq. (Eli)
9:57 – No more sneaky budget dodges. (Eli)
9:56 – Obama rehashes tax cut/increase plan from the campaign. (Eli)
9:55 – "But let me perfectly clear, because I know you’ll hear the same old claims that rolling back these tax breaks means a massive tax increase on the American people: if your family earns less than $250,000 a year, you will not see your taxes increased a single dime. I repeat: not one single dime." does that rule out Social Security taxes on those making $250,000 per year. Is so, what’s left? (Scarecrow)
9:53 – Oh, SNAP! No more no-bid military contracts! Dick Cheney just banged on the lid of his coffin in disgust. (WT)
9:53 – GOP tops pissy obstructionist stimulus stunt with group audition for MEAN GIRLS II (Jane)
9:52 – The red line finally drops on earmarks. I think the redline is being controlled by John McCain. (WT)




268 Comments





Support this site!
Subscribe to the newsletter
Advertise on Firedoglake
Send
us your tips
Make us your homepage
About Firedoglake
Zed!
Zed!
Dang!
suffering from a deficit of trust
The full cost of the war will be in the budget.
for 7 years we’ve been a nation at war, no longer will we hide its price
Costs of war will no longer be kept off-books.
ABOUT FREAKING TIME!!!!!
The Way Forward!
Ending the Iraq War.
I will responsibly end this war.
Shot of McCain: blink, blink, blinkblink.
Wax them el kidas!
Damn yes!
Warmongering section now.
Phase out Social Security, start tax free savings accounts for all Americans!!!
He’s a good Republican alright.
didn’t he just postpone ending the iraqccupation?
“No Longer will we hide its price!” (wars)
gonna responsibly end iraq. (McGramps almost made it to his feet)
social security reform includes a tax free universal savings account?
we are inspired by your sacrifice, and you have our unyielding support – to vets and vet families
haven’t heard anything about the rule of law. I guess that doesn’t fit anywhere on the “bottom line” which is what tonight is about.
Yep.
With all those ZEDS it sure looks like ZED is not Dead!!
Yes.
Payback for his Wall St campaign financiers.
I’m waiting for the first one of these old white guys to clutch his chest and go down. This is too much ’wellness program’ for these guys.
push back time. HARD.
When zed is really dead, will we be allowed to show it’s flag draped coffin on this site?
I like what he is saying about Vets Benies!!
Increase vet benefits. McCain – they don’t need that!
Yeah, you caught that too. He kinda snuck that in real quick and moved on to Iraq.
swift justice for terrorists—how about for war criminals?
why do we need a bigger military?
That Marine is going “I wish you guys would just ignore me…”
Raise service pay, expanded health benefits.
A good start would be to just give people what they’re promised, without making them go through a bunch of bullshit.
Closing Gitmo, but not Bagram, or other black sites.
Living our values makes us safer. USA does NOT torture.
Aw, he’s just a republican. . .
But do we torture at Bagram? Can we even spell it?
“The United States of America does not torture. We can make that committment here tonight”
THANK YOU
Values — Close Gitmo, “swift and certain justice for captured terrorists” — uh oh. “USA does not torture” — define those terms please?
swift and certain justice for captured terrorists
and for those who weren’t?
Repeats we do not torture.
You owe me a Pepsi and new keyboard.
Not if a Repuke is running things..
but it did. a lot. what are we going to do about that?
Because Ds favor bombing people for humanitarian causes as well as bombing people for all the same causes that the Rs favor.
McCain looks like he is glad he doesn’t have to make a speech; me, too.
McCain just got a tingle down his leg. No wait, that was a TINKLE.
There went Social Security. No we will see what we shall see
You may be overreacting a bit.
Never mind his swift and certain justice, I want to know what he’s gonna do about the 17 uighurs that they just sent back to cells even though they’ve already been adjudicated not guilty by military tribunals. Until I hear they are free men and have been reunited with their families, as far as I’m concerned, there is no justice! (Lots more in Gitmo like the 17 uighurs!)
lmao
Maybe just for younger people, but yeah, I think the fix is in, ss-wise.
hope is found in unlikely places
We have them in Canada and I think they’re a great idea. The $$$ is insured and interest is tax- free. It will encourage people to take $$$ out of safety Deposit Boxes and put it into the system. It does not take money away from pension funds, at least not up here.
She’s in good company.
Shit he just went over and the networks haven’t shut him down!!
All those imperial commitments, plus conquering (or at least dominating) the Caspain Sea oil basin.
How is she overreacting? He said he wants tax free savings accounts to replace Social Security. We’ve got to stop him.
Don’t start telling people what they don’t want to hear.
But still may be over-reacting, in good company…
Can you believe it The guy gave his bonus away to the workers??
… concerned with the petty and the trivial … I’m looking at you, Cantor !
The little girl from the ‘hopeless’ school sitting next to Michelle
That is most certainly not what I heard. We’ll have to check the transcript tomorrow.
We have imperial condiments? I usually just buy the Heinz.
BO – we are not quitters
Michelle mouths ‘thats right’
couldn’t be a republican, they don’t do that kind of thing.
My Obama, right or wrong.
that little girl’s mother is so proud.
I love Michelle Obama
Their resolve must be our inspiration
I can hardly wait for Jindal to get up and give the GOP response: “We are too quitters!”
and pouters.
I’ve been watching the MSNBC response lines from Obama voters and McCain voters. Interestingly, the Obama voters have been rating him lower than the McCain voters. Kinda like being here from time to time…
Digg is open pups!
Good move, making the foundation be wanting to see this succeed. That that, Boehner, Rush, et al.
sure they all love the country but the rethugs just love it as a vehicle to help themselves, not love the people and the spirit that it of, for and by the people
I had to go back and check, to make sure that’s NOT what I wrote.
And we don’t want that Gov’t money…let LA drown and be out of work.
“our children can tell their children”
echoes of MLK?
anybody remember the name of that last president we had?
We are not quitters.
I keep shaking my head in awe at the trio captured on camera – Obama, Pelosi, Biden. A black man, a woman, and a blue collar guy who did well.
We have come very far indeed.
You want to quibble? Save it. Tonight we celebrate.
Jindal is sunk before he starts.
You’re right– we must not question our Obama.
i noticed that too.
“know everyone watching wants this country to succeed”
He was told rush is not watching?
Are we fired up and ready to go?
that’s $ that should be going to SS and medicare.
Shhh! Don’t mention condiments or the Republicans will start whining about cutting off Family Planning again.
Hey, this Obama guy’s better at this than that last guy — what was his name again?
The McCain line has been flatlining for a long time … like his campaign.
Fired up?
Ready to go!
This was noted by selise but this is the full citation:
http://www.whitehouse.gov/the_…..-Congress/
La la la-la la
heheheheheee
K, now for the downer part of our programming, we have Governor Jindahl and his Rethuglican Talking Points to sing the old standby, Only Tax Breaks Can Save Us!
Jimmy Carter?
Fired up?
Ready to go!!
Rachel – talking about reconciliation with people who have political differences.
their hands are gonna be aching tomorrow
Yep, controlling the message like no one else I’ve seen in my lifetime.
As long as Hillary is in Kuala Lumpur I’m happy. How ya like me now?
So he works the rethugs first and holds out his hand. Not afraid of rabies, I guess.
Come on. We question him plenty.
Rachel: “combative reconciliation”.
Doh! Coke!
Like what I heard overall. Obama and I parted ways on clean coal, charter schools and Afghanistan a long time ago so that’s nothing new, certainly not deal breakers. Universal savings plans = privatized Social Security imo. If so, I got a huge problem with that.
Now we wait and see what happens. I’ve got nothing but time.
you’re kidding, right?
did Obama just hug Tom Coburn?
what. the. fuck?
maybe he’s looking for a poster-boy for a new mental-health program?
Well, the guy sure can give a speech. Glad I’m not the one who has to follow him, especially trying to make GOP bullshit sound like it makes sense…
HEAR HEAR EG it certainly say volumes about just how far this country has come in just my life time!
I also think he meant some program for voluntary add-on supplementary (not replacement) savings accounts for social security. That is different than privatizing, and to some extent, cosmetic, since people can do them now, if they research a little.
I note also he specified savings, not stock market accounts. Savings is the correct approach.
oh. lol.
but Bush said that all along. that syntax is no accident. “does not” present tense possibly only covering the last hour. when the US Govt comes out and says, “we DID torture, we have STOPPED torturing, we will jail the people who orchestrated torture”, that will be different.
Brian Williams: Lieberman long time Democrat.
No, he’s not.
He certainly got all those old grouchy guys up on their feet cheering.. people will be using his speaking style and his speeches as training for years to come.
Take what you will from my comment about other people’s responses. You obviously have your mind completely made up and will not consider anything else.
he’s a better man than I.
Damn. That “we are not quitters” stuff got me all teared up.
Great ending.
nope
Hear ! Hear !
Passing around a Toobz- sized Pitcher of Chocolate Martini.
Mr. Jindal? Five minutes, Mr. Jindal!
Where’d Mr. Jindal go?
Don’t waste your key strokes.
thanks. i think. :(
NO.
Reaching out to everyone – not just we won so screw you, but I am the president of all of you – we face grave problems – and we will face them together
no she isn’t.
me too.
He rushed out to perform an emergency exorcism.
CBS showed an early close up of Sourpuss Short Ride. Damn, he’s fugly.
McSFB really looks like a tired old man. I’m thinkin’ he’s not gonna run again in 2010. He’ll be 74 in Aug 2010.
like you i need to see what he means. i know we would not see eye to eye on charter schools and other issues you mentioned, but what choice have we. to quote ronnie of the ray gun, trust but verify. we have to watch and see where he goes.
twitter-de-dee!
Saving going into a depression is actually bad since it decreases demand and worsens deflation. In normal times, it is a great idea.
No ma’am, that’s not how it’s done up here. I seriously doubt that Obama will do this because it was so strongly opposed when Bush proposed it.
thanks for the info. i think.
Thanks, and YUM!
“holding out large glass”
*spew!*
On social security, it really doesn’t make any difference what interpretation should be put on what Obama said tonight, we need to dog them to the max anyway.
OK, Hillary wouldn’t have been any better, probably not as good. But we need to push back against Obama when he leans too far to the right. That’s all I’m saying. I really admire him and I love the way he’s turning the Republic Party into a circular firing squad, but we need to push back when he talks about “fixng” social security. As Jane keeps saying, there’s nothing at all wrong with Social Security.
Whoa, I don’t get where Chris Matthews is getting that this was a speech announcing that Obama is left of center! I don’t get it!
was hoping it was snark or something.
Quick get his face out of the bowl and wipe the vomit from his chin.
I thought the ‘everyone here loves America’ was a very cute dig on Cheney and Bush after 9-11 claiming that anyone who did not agree with them was a traitor.
True. That is part of the uncertain details we need to watch. If they rush to do that too soon, the timing could be very bad.
Eli i LOVE how you filled in the categories at the top of your post. LOL
oh my stars!
aaaaahh………..
People are actually getting autographs ! Amazing.
I wonder if Obama is signing as BO. My brother’s initials (as Brad Olson) have that problem…
Obama’s being quick with the autographs.
We already have IRAs in the U.S. which are similiar to the program in Canada. So WTF was Obama planning to add?
I don’t think so. This seems something thrown in at the last moment. In the context of SS, it certainly sounds like some kind of add-on but because it is the first time I’ve heard about it, it is unclear.
KO: Jindal = Governor Buzzkill.
teehee
translation: government for the people is radical left-wing ideology.
Not at all. I don’t know if the MSNBC feed with the response lines is available on line, but if it is take a look at it. I was dumbfounded…
but we need that cutting edge analysis like “i think we are going to here a speach much to the right” from jindal
not if they are universal. sounds like hilary clinton’s plan.
damn.
Big ding there.
BHO :-)
He’s gathering those Slumdog kids as a backdrop of what Obama’s policies are gonna cause …
LOL!
Heh. The Republican members of the House got his autograph before they all voted against the stimulus… They can sell that shit on E-Bay in 25 years…
Talking heads are focusing on the bank bailout. For once, I can agree with them. That was the weakest part of the speech.
It was a great speech, and I agree with 90% of it, so I don’t want to squash the fun.
Except we do need to dog them on the banks and social security. The first was more vague talk tending in the wrong direction, and the later seemed like some kind of head fake (though whom it was intended for I do not know).
If we’re lucky, it will be far sooner.
*tsk* *tsk* … why did he have to have Indian food tonight ? *g*
i don’t think it’s the first time – i sounds like clinton’s plan to me. and if that so (i hope not) there was a big cost involved.
on the one hand, we’re told that ss and medicare need to be reformed. on the other hand we spend $ to create private savings accounts. how is that not privatization in effect?
OOHHH, noes! I want him to have 2 terms, and then live to be a happy old man before they sell anything on E-Bay!
True.
Wheeeeeere’s Bobby? Maybe Gov. Jindahl’s head exploded.
Ill buy it. I’ve got Carter, both Reagans, and Clinton.
Just got here. Waaay too many comments to read. FWIW, I mostly liked it. A few hiccups. Clean coal?? That’s wasteful spending. And wtf was that about Social Security?
Jindal’s 3 minute warning.
We have IRA’s too, in addition to RSPs and Gov’t Pensions. I think this is Universal Tax- free savings account is a good thing. I’ll sit back and learn from you, Hugh and perhaps Ian why it’s a bad one … if it does not take $$$ away from Pensions.
Masterful speech.
Warning! Warning! Danger, Will Robinson! Danger! Jindahl 3 minutes ahead!
Maybe something like CalPERS in California? — though there’s nothing individual about that. It’s a model I would love to see implemented for all citizens. I just don’t see how to make the transition.
Nah, I think he probably just had to change his trousers…
We must not question Obama. Don’t think about it– just trust him.
Boehner can’t wait 25 years, the spray tan people have cut off his credit.
Great line by Olbermann: “Lou Dobbs is self-steaming.”
Jindahl is running a little late because of the exorcism he’s performing on Mitch McConnel.
rachel maddow has framed the healthcare divide perfectly
Great speech and as above 90% is spot on. But like FDR we have to make him do whats right.
Love tweety just does not understand why people are mad at people on the top. He missed that the standard of living has gone down for many people. The class war was fought and they won. We started a new one and people are finally realizing why we had a labor movement and unions.
Pretty much how it sounds to me!
Haven’t you gotten tired of that line yet?
I wish Michael Steele was doing the response. Can’t get enough of him.
And if it doesn’t replace Social Security.
Well, as Hugh pointed out, the last thing the U.S. economy needs now is more personal saving, but other than that, we have no idea what the program is. Have to wait to find out.
On clean coal: I heard a physics professor say recently that the CO2 can be sequestered, split into C and O. then compress the C down to a solid. Use it for super-strong, super-light, building materials.
wearing out the flop-sweat rag…..
I liked that also.. ever since Lou was out for Tonsillectomy he has gone Bonkers!
Jindal’s red & white stripped tie has wider stripes than Obama’s.
I understand what he means. I want to see how he and Congress go about it. This is not all on Obama. He’s not the messiah come to save us from ourselves.
crap, no Jindal on CSPAN
A black man giving the rebuttal – good evening and happy mardi gras.
Wingnut heads exploding
ROTFL!!!!!!
Some commenters were right, the term “universal” for the proposed savings accounts made the whole ss part ambiguous.
Summers may be in the tank for the banks, but I cannot believe that he has become such an incompetent economists that he think replacing social security with private savings accounts would fit into Obama deficit plans at all. If the savings accounts are replacements, either you blow a huge hole in the deficit, or it is a disguised cut.
Oops, I just clicked something and J’s response cut out, How did that happen?
Oh, jeez! This is hysterical!
Jindal – “not a bad speech for a black guy”…..
Ok everybody c’mon over to the WH for cocktails! Sure it’s Tuesday but we’re all here.
Bobby: “…and that’s why I’m brown, just like the President!”
Bobby needs to get some help from the Toastmasters. Doesn’t know how to speak publicly.
Jindal’s talking like a first grade teacher.
I cannot stand his delivery. He voice is irritating.
So, does this mean, Jindahl was an anchor baby?
Achingly bad. Should I be happy?
Jindal sounds like he’s narrating one of those Disney productions about farm produce we used to watch in school in the ’60s.
Wow. Palin-Jindal 2012!!!
Jindal sounds like he is giving a parody of a speech.
Even if it takes $$$ out of mattresses and Lock Boxes and puts it into circulation ?
I’ll wait to hear more about this from you all.
Candy cane.
I’ve got an Eisenhower.
Yes. This has been another installment of short answers…
what
a
dweeb
… which make his puny shoulders look even worse …
zomg! I DATED THAT BANKER LEONARD ABBESS in college…jeebus
As I said above saving right now is not good for the economy as a whole. When you are going into a depression, a lot of rules don’t apply or reverse.
As long as it is kept completely separate from SS, it is OK. In such a case, it can be seen as a replacement for battered 401ks.
This is like a Saturday Night Live version of the rebuttal.
Please OH Please!
My uncle is a wingnut but not a racist.
Both RayGuns? There are two of ‘em?
Jindal: “We don’t care what party you belong to.”
Yeah. Sure.
That’s because he is.
THIS is the best they have??
Why the f*ck does Jindal sound like Johnny Depp in Charlie & The Chocolate Factory.
The good interpretation is the “universal’ means universal access -I think some types of existing supplementary accounts are difficult for many non-career non-union workers to maintain.
The bad interpretation is that the whole ss part was some kind head fake meant for somebody.
I think TPM and FDL have been wonderful in traking the ss stuff, and we need to not only dog the administration, but dog the foolish or dishonest social security crisis crowd and reveal them for the no-nothings they are.
Drive ‘em to ground and discredit them forever.
Ron signed, looked away, forgot and signed again.
oh.my.
you got that right.
Eli upstairs.
I liked it. I don’t believe everything will go smoothly, and some will not go at all. But for this moment, I like it. For a nanosecond, I feel just a wee tiny bit hopeful. I was proud of Obama. I was proud when he told us politely to get our asses in gear and do something for our country. Etc. And because of that, I am absolutely NOT going to watch Jindal go for the gonads.
(((Eli))) and other live bloggers, ya done good.
12th grade vocabulary. Does he think at a higher grade level?
Anybody listening to Jindahll? It’s close to being laughable. And this is the best the Repubs could come up with.
LOL!
Oh, lordy… This is embarrassing… Even for a yellow dog Democrat like me. Even I’m starting to feel sorry for poor little Urkle…
Jindahl, it doing that good? I shouldn’t have turned him off.
… Ambien, it’s everywhere you wanna be …
fingers in ears – eyes closed – not watching jindal……………………… lol
No new TAXES for the RICH ha ha what a piss poor idea! The rich have had it made for way too long!
Hey Bobby and others
if you people hate govn. so much why are you all running for these jobs.
LOL … exactly !
He’s gonna end with, “Live from Noo Yawk, it’s Saturday Night !”
They picked Jindal because he can feign being upbeat, as opposed to must Republicans who look like the before picture in a Preparation-H ad.
… and a mumbler at that.
mt st. helens ring a bell, booby
The economists’ arguement against taking money out of lock boxes and mattresses for a tax break is that is a net decrease in saving. Private savings doesn’t go up-the funds were already saved-but govt savings goes down owing to the tax break. A completely cockamamie plan.
at this moment, nothing is completely separate from SS. give us back the lock box and the $1.7 Trillion and then i’ll reconsider – but right now, the way things stand today, private accounts are not ok with me.
Hey Juslin, we should give Jindal some of that Thai Food to liven him up …
I need a levitation train to Las Vegas. Too bad there’s no money in the bill for it.
Who needs tax cuts when bridges are falling? A tax cut does you no good when you don’t have a job.
Thanks, I thought it was a good idea to get $$$ back into Banks …
ROFLMAO
Who thinks charter school and vouchers are the way to go?
Why pay for fixing a bridge if you don’t drive over it?? Let them fix it themselves.
Shorter Jindal: When I’m elected, I’ll make all of Murkah just as fabulous as Loo-wee-zi-anna …
Count me out.
Watched Obama not gonna watch Jindal!
no freakin way !
…Now half of Lousiana is under water and the other half is under indictment.
Yep, Jindal claims Obama is weakening defense.
Not-SOTU Rebuttal Liveblog
NEW THREAD!
clinton’s retirement account proposal
GOP is determining to RE-GAIN our trust.
Did they ever have it?
And don’t let those bureaucrats tell your doctor, the one you can’t afford, how to treat. Pitiful
He’s on my radio. Went into the other room and damn, there he was on my teebee. Awful. Just plain awful. Lame.
ROFL … Brilliant !
BO showed just how shrewd he is
pushed the right so far to the right, their opposition will make them look like nut jobs
Shields and Brooke sure don’t like Jindal…Speech didn’t work…following a historic speech. Was it committee-written? Gee, they hate the speech.
Yeah, two. That way one was awake almost all day.
I think he was getting a lot of pressure from the military to slow the withdrawal. What did he extend it, 3 or 4 months?
Yeah, Coburn looked like he was being hugged by a $2 hooker in church. It certainly wasn’t a reciprocated hug. :-)
Maybe the “Universal” part means everybody’s going to have an IRA or 401K or something of that sort. I guess we’ll just have to ask what he means.
Amazing. Do you have a URL?
Really? /s
I’m sort of neutral on them, but more important is what stats say about their effectiveness. Got numbers?
And, if they’re not horrible it gives the prez a chip to get some R support for something he wants.
he said nothing about phasing out social security. the word “reform” from the previous passage on medicare attached to the social security comment. reform can be as simple as raising the tax or making rich assholes pony up to social security where they get to blow off now.
and do some research on universal savings accounts before y’all panic. all kinds of different scenarios, most of ‘em are geared to making employers who’ve been bailing out of their matches on 401ks get with a program again. Money magazine has a good story about them.