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	<title>Comments on: There But For The Grace&#8230;</title>
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	<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/</link>
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		<title>By: Ron Russell</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1105006</link>
		<dc:creator>Ron Russell</dc:creator>
		<pubDate>Mon, 19 Nov 2007 06:53:22 +0000</pubDate>
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		<description>&lt;p&gt;I’m having troubletyping right now as I can’t stop crying.Wow, Thhank you for tying this together.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>I’m having troubletyping right now as I can’t stop crying.Wow, Thhank you for tying this together.</p>
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		<title>By: pmorlan</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1104508</link>
		<dc:creator>pmorlan</dc:creator>
		<pubDate>Mon, 19 Nov 2007 03:46:51 +0000</pubDate>
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		<description>&lt;p&gt;&lt;a href=&quot;#comment-1103730&quot;&gt;&lt;em&gt;Christy Hardin Smith @ 47&lt;/em&gt;&lt;/a&gt;&lt;/p&gt;
&lt;blockquote&gt;&lt;p&gt;solai at 43 — I have found that sending a written objection to the insurance company when they balk on something like that has had very good results.  They are in the business of not paying claims if they can get away with it — because for every claim not paid, they make money.  If you push back in writing, they are required to audit the claim internally — and it leaves a paper trail.  And if they refuse to pay a claim without just cause under the policy, it leaves them open to a bad faith claim…with a paper trail.&lt;/p&gt;
&lt;p&gt;Always object to problems with your insurance company in writing.  By all means, make phone calls — but follow-up with a written memorandum detailing the discussion.  They cannot leave a written objection unanswered in a file…and you are more likely to get a real review and change of policy that way.  Just FYI…&lt;/p&gt;&lt;/blockquote&gt;
&lt;p&gt;Send multiple letters because it’s too easy for them to say they didn’t receive one. It’s much harder to say they didn’t receive all ten of them. I would also suggest putting a cc at the bottom of the letter to a third party (your local press would be good). That way you have a third party who can testify if they received the letter.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p><a href="#comment-1103730"><em>Christy Hardin Smith @ 47</em></a></p>
<blockquote><p>solai at 43 — I have found that sending a written objection to the insurance company when they balk on something like that has had very good results.  They are in the business of not paying claims if they can get away with it — because for every claim not paid, they make money.  If you push back in writing, they are required to audit the claim internally — and it leaves a paper trail.  And if they refuse to pay a claim without just cause under the policy, it leaves them open to a bad faith claim…with a paper trail.</p>
<p>Always object to problems with your insurance company in writing.  By all means, make phone calls — but follow-up with a written memorandum detailing the discussion.  They cannot leave a written objection unanswered in a file…and you are more likely to get a real review and change of policy that way.  Just FYI…</p>
</blockquote>
<p>Send multiple letters because it’s too easy for them to say they didn’t receive one. It’s much harder to say they didn’t receive all ten of them. I would also suggest putting a cc at the bottom of the letter to a third party (your local press would be good). That way you have a third party who can testify if they received the letter.</p>
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		<title>By: Roy E Pearson</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1104434</link>
		<dc:creator>Roy E Pearson</dc:creator>
		<pubDate>Mon, 19 Nov 2007 02:38:31 +0000</pubDate>
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		<description>&lt;p&gt;&lt;a href=&quot;#comment-1103968&quot;&gt;&lt;em&gt;Pursang @ 120&lt;/em&gt;&lt;/a&gt;&lt;/p&gt;
&lt;blockquote&gt;&lt;p&gt;With the economy the way it is how many can still give as much to charity or even give at all? &lt;/p&gt;&lt;/blockquote&gt;
&lt;p&gt;All the reason why my &lt;a href=&quot;http://savingbysaving.blogspot.com&quot;&gt;Modest Proposal&lt;/a&gt; makes sense.  It is not giving it is saving/investment.  &lt;/p&gt;
&lt;p&gt;Using the principles of Capitalism we can also help our fellow citizens, strenghten our economy and maybe earn some Modest returns on our investment.  Not a handout, a hand up.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p><a href="#comment-1103968"><em>Pursang @ 120</em></a></p>
<blockquote><p>With the economy the way it is how many can still give as much to charity or even give at all? </p>
</blockquote>
<p>All the reason why my <a href="http://savingbysaving.blogspot.com">Modest Proposal</a> makes sense.  It is not giving it is saving/investment.  </p>
<p>Using the principles of Capitalism we can also help our fellow citizens, strenghten our economy and maybe earn some Modest returns on our investment.  Not a handout, a hand up.</p>
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		<title>By: peony</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1104320</link>
		<dc:creator>peony</dc:creator>
		<pubDate>Mon, 19 Nov 2007 01:12:18 +0000</pubDate>
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		<description>&lt;p&gt;&lt;a href=&quot;#comment-1103702&quot;&gt;&lt;em&gt;jo6pac @ 22&lt;/em&gt;&lt;/a&gt;&lt;/p&gt;
&lt;blockquote&gt;&lt;p&gt;HI&lt;br /&gt;
  We think we’re the richest country in the world but this is how we treat the citizens.&lt;br /&gt;
Sad&lt;br /&gt;
jo6pac&lt;/p&gt;&lt;/blockquote&gt;
&lt;p&gt;I wonder if this is true anymore.  Isn’t the EU comparable in terms of wealth and GDP to the US?  Also, in the EU, wealth is measured in terms of quality of life not just mere wealth accumulation.&lt;/p&gt;
&lt;p&gt;I think that health care is one of the things government does better than the private sector as service rather than profit is/needs to be the driving force.  Health care needs to be not for profit and universal, which means the death of the Ferengi health insurance industry.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p><a href="#comment-1103702"><em>jo6pac @ 22</em></a></p>
<blockquote><p>HI<br />
  We think we’re the richest country in the world but this is how we treat the citizens.<br />
Sad<br />
jo6pac</p>
</blockquote>
<p>I wonder if this is true anymore.  Isn’t the EU comparable in terms of wealth and GDP to the US?  Also, in the EU, wealth is measured in terms of quality of life not just mere wealth accumulation.</p>
<p>I think that health care is one of the things government does better than the private sector as service rather than profit is/needs to be the driving force.  Health care needs to be not for profit and universal, which means the death of the Ferengi health insurance industry.</p>
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		<title>By: Deschanel</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1104000</link>
		<dc:creator>Deschanel</dc:creator>
		<pubDate>Sun, 18 Nov 2007 21:33:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1104000</guid>
		<description>&lt;p&gt;The scene of these doctors, operating in tents, reminded me of Civil War battlefields, where amputations without anesthesia were the rule.&lt;/p&gt;
&lt;p&gt;This is America 2007? Just dreadful.  I’d love this photo-essay to be on the nightly news:  maybe big-mouths railing against “socialized medicine’ would see how degraded our valuing of human life has become here.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>The scene of these doctors, operating in tents, reminded me of Civil War battlefields, where amputations without anesthesia were the rule.</p>
<p>This is America 2007? Just dreadful.  I’d love this photo-essay to be on the nightly news:  maybe big-mouths railing against “socialized medicine’ would see how degraded our valuing of human life has become here.</p>
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		<title>By: randron</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1103980</link>
		<dc:creator>randron</dc:creator>
		<pubDate>Sun, 18 Nov 2007 21:16:49 +0000</pubDate>
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		<description>&lt;p&gt;Lest we forget, as President Bush told the woman who was working three jobs (paraphrasing)…&lt;/p&gt;
&lt;p&gt;“Isn’t it great that in America, people have the opportunity to get their medical care, at little or no cost, in a bleached horse stall. Only in America!”&lt;/p&gt;
&lt;p&gt;Yeah, only in America and many, many other third world nations!&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Lest we forget, as President Bush told the woman who was working three jobs (paraphrasing)…</p>
<p>“Isn’t it great that in America, people have the opportunity to get their medical care, at little or no cost, in a bleached horse stall. Only in America!”</p>
<p>Yeah, only in America and many, many other third world nations!</p>
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		<title>By: willyloman</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1103971</link>
		<dc:creator>willyloman</dc:creator>
		<pubDate>Sun, 18 Nov 2007 21:02:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1103971</guid>
		<description>&lt;p&gt;Many people, not just Fox News viewers, don’t fully understand the need for impeachment of Cheney and then Bush.&lt;/p&gt;
&lt;p&gt;I am writing a series of three articles that put forward the reality of that need in terms of world opinion, the crimes of this administration, and ultimately the danger of allowing this kind of behavior to continue unchecked.&lt;/p&gt;
&lt;p&gt;This is the first. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://willyloman.wordpress.com/2007/11/18/so-impeachment-will-make-the-us-look-bad-to-the-rest-of-the-world-is-that-so/&quot;&gt;http://willyloman.wordpress.co.....s-that-so/&lt;/a&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Many people, not just Fox News viewers, don’t fully understand the need for impeachment of Cheney and then Bush.</p>
<p>I am writing a series of three articles that put forward the reality of that need in terms of world opinion, the crimes of this administration, and ultimately the danger of allowing this kind of behavior to continue unchecked.</p>
<p>This is the first. </p>
<p><a href="http://willyloman.wordpress.com/2007/11/18/so-impeachment-will-make-the-us-look-bad-to-the-rest-of-the-world-is-that-so/">http://willyloman.wordpress.co&#8230;..s-that-so/</a></p>
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		<title>By: Pursang</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1103968</link>
		<dc:creator>Pursang</dc:creator>
		<pubDate>Sun, 18 Nov 2007 21:01:40 +0000</pubDate>
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		<description>&lt;p&gt;With the economy the way it is how many can still give as much to charity or even give at all?  When things are tough the first thing that people stop is giving money to charity.  So as the economy continues to slide in to the tank charities will have find it more difficult to help the same numbers of people they have in the past.&lt;/p&gt;
&lt;p&gt;All of which is a Catch 22…the economy is bad so people give less, the economy is bad so more people need a helping hand.  Maybe we can relabel this as a Bush 22?&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>With the economy the way it is how many can still give as much to charity or even give at all?  When things are tough the first thing that people stop is giving money to charity.  So as the economy continues to slide in to the tank charities will have find it more difficult to help the same numbers of people they have in the past.</p>
<p>All of which is a Catch 22…the economy is bad so people give less, the economy is bad so more people need a helping hand.  Maybe we can relabel this as a Bush 22?</p>
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		<title>By: itwasntme</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1103910</link>
		<dc:creator>itwasntme</dc:creator>
		<pubDate>Sun, 18 Nov 2007 20:13:57 +0000</pubDate>
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		<description>&lt;p&gt;Fortunately, my spouse and I have some wherewithall. However, our son is diagnosed with Asperger’s Syndrome. He is in great health, and doesn’t need any meds for his Aspergers. He doesn’t need mental health services, and special schooling is taken care of by our school district. BUT I cannot get him health insurance AT ANY PRICE.&lt;/p&gt;
&lt;p&gt;Whazzup with that?&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Fortunately, my spouse and I have some wherewithall. However, our son is diagnosed with Asperger’s Syndrome. He is in great health, and doesn’t need any meds for his Aspergers. He doesn’t need mental health services, and special schooling is taken care of by our school district. BUT I cannot get him health insurance AT ANY PRICE.</p>
<p>Whazzup with that?</p>
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		<title>By: Kevin Hayden</title>
		<link>http://firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1103901</link>
		<dc:creator>Kevin Hayden</dc:creator>
		<pubDate>Sun, 18 Nov 2007 20:05:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.firedoglake.com/2007/11/18/there-but-for-the-grace/#comment-1103901</guid>
		<description>&lt;p&gt;Christy, thank you for writing about this. You made me weep.&lt;/p&gt;
&lt;p&gt;I’ve worked a lot with the poor. I’ve been the poor. I feel wealthy when I have enough saved up to last two months, because I know how hard others have it.&lt;/p&gt;
&lt;p&gt;My advocacy for the poor is precisely why I must vote for Edwards. He and Kucinich seem to be the only ones who understand what poor is and why it must constantly be fought,&lt;/p&gt;
&lt;p&gt;I hope the greatheartedness of you and your husband is rewarded many times over.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Christy, thank you for writing about this. You made me weep.</p>
<p>I’ve worked a lot with the poor. I’ve been the poor. I feel wealthy when I have enough saved up to last two months, because I know how hard others have it.</p>
<p>My advocacy for the poor is precisely why I must vote for Edwards. He and Kucinich seem to be the only ones who understand what poor is and why it must constantly be fought,</p>
<p>I hope the greatheartedness of you and your husband is rewarded many times over.</p>
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